Terms & Conditions

This page (together with the documents referred to on it) explains the terms and conditions on which we
agree you can make payments to us for services, digital products or consultancy. Please read these terms and conditions carefully and make sure that you understand them, before making a payment. You should understand that by making a payment you agree to be bound by these terms and conditions.

Please note that these terms and conditions only relate to your use of our online payment system and do
not govern any wider relationship that you (or the agent that you making a payment on behalf of) may have with us.
You should print a copy of these terms and conditions for future reference.
1.  ShopAtGhana is a digital Platform powered by GWITIL a business registered in UK. ShopAtGhana Platform is focused on promoting made in Ghana products and goods worldwide.

2. Access to our site Whilst we intend that our site is available at all times, it is possible that our site may be unavailable for short periods of time so that we can carry out upgrades and maintenance.

3. Your status By making a payment on our site, you warrant that: you are legally capable of entering into binding contracts; you are at least 16 years old; that you are authorized to make the relevant payments to us;
that you are not resident in a country where making a payment to our site, in line with
these terms and conditions would breach any laws in that country; and you have received an agreement to purchase the product.

4. How the contract is formed between you and us. After making a payment via our site, you will receive an email from us acknowledging that we have received your payment. Please note that this does not mean that your payment has been accepted. Receipt of a payment from you does not oblige us to accept you as a customer (or here you are paying on behalf of a customer, that individual as a client) at our brand or to  provide you, or the relevant customer, with any products or services that you pay for on our site.

If we do not provide you (or the individual concerned) with the products or services that you have
paid for on our site our sole obligation to you is to refund the sum paid in accordance with our Refund Policy

5. Payments
Payments may be made in certain foreign currencies, however, a currency conversion cost will be payable if a payment is made in currency other than US Dollars. Any currency conversion costs or other  charges incurred in making a payment shall be borne by you the payer, and shall not be deductible from the amounts due to us.  Payments are made on our site by entering required details of the relevant client. Please ensure that these are entered correctly as we are not always able to correct any errors that are made by you resulting in payment not being received to the correct account.

6. Paying by installments – Recurring Payments
Certain payments made on our site can be paid in installments by setting up what is known as a recurring payment plan. If this is appropriate for the invoice that you have received then this will be offered to you on the payment page. If you select this option then you will be required to enter credit or debit  card details for the account that is to be debited. In these terms and conditions, we use the term “the Card” to refer to the credit or debit card you use to make payment. By selecting the recurring payment option you authorize us to collect recurring payments from the

Card for the sums due under your recurring payment  plan and any other applicable fees as detailed in this paragraph 6, subject to the terms and conditions set  out below. You may change the Card used for the recurring payments by contacting us by telephone on: +233248939063 or email : info@shopatghana.com

Setting up a recurring payment plan is a concession offered for the payment of certain invoices at our discretion as an alternative to paying all fees in advance. The recurring payment plan allows customers to pay (or arrange payment) for products and services and related fees by installments. If these installment payments are not made on the due dates then the agreement that the fees may be paid by installments is withdrawn and all fees not then paid under the recurring payment plan on which you have  defaulted become immediately due and payable by you (whether they were then due for payment under the recurring payment plan or not).

If you believe that a payment on your Card  will (or may be) declined, then please contact us immediately. If your Card will expire whilst payments have still to be made under the recurring payment